Yay or nay?

Discover what the internet is saying about World Nomads.

Upgraded Reviews scanned the web to find out what real users are saying about World Nomads.

See the highlights below and decide for yourself!

Pros and Cons

Table of contents

✅ Pros

Suffice it to say, providing the right details when filing is very important.
Review Pros
You can purchase a policy online even if you have left New Zealand already.
They offer extreme sports coverage.
Medical and dental expenses are covered.
They offer innovative adventure travel cover.
You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you’re already traveling.
By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.
Your new policy can be purchased for the duration you choose .
Their explorer policy is unique.
WorldNomads covers a range of adventure activities, giving you peace of mind to get the most from your travels.
Travel insurance cover for all travel destinations worldwide.
Q&A forum is run by travelers.
You can buy World Nomads insurance after you’ve started you trip, which is rare in the travel insurance world.
They cover over 150 different countries.
You can extend your policy online.
You get free SMS travel security alerts and language guides.
World Nomads pays a good sum to your beneficiary in case of accidental death.
Website is very easy to use.
Good baggage and personal effects insurance that few insurers can match.
When you purchase a travel insurance policy from WorldNomads.com, you can choose to make a small donation to one of the ongoing Footprints projects.
A policy is worldwide, including the USA.
World Nomads is one of the few companies that lets you add insurance coverage whilst you are already on a trip.
They offer all of their resources to help make your travels as seamless as possible.
For starters, they let you flexibly extend the coverage by buying more covers from anywhere in the world, while you are on the trip.
It is perfect for adventurers.
It is available to citizens of 150 countries.
It offers 24/7 service.
WorldNomads.com’s travel insurance covers all sorts of adventure sports activities, including skiing, parachuting, white water rafting, and more.
World Nomads has been topping the charts when it comes to one of the most effective and functional 24 hour support helplines.
The founder is a traveler himself. He’s in it for the right reasons, not just for the profits of the insurance industry.
World Nomads is run by a team of nomads itself.
You can make a claim online while on the road.
World Nomads covers a wide range of different medical incidents.
The emergency assistance team is available 24 X 7 providing support all over the continents.
All members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
Prices are affordable.
There is active WorldNomads community.
WorldNomads is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
They cover your expensive equipment too.
It has great coverage.
24/7 assistance anywhere in the world.
They have a super long list of activities which are included in their policy.
WorldNomads.com offers an extensive amount of online resources to help you learn more about your destination and about traveling safely.
Right from the start, you get to choose your own adventure by chosing what you do want to be covered for and not paying for additional coverage that you do not need.
It is a great choice for the adventure seekers.
You can buy, extend, and claim online, 24 days, 7 days a week.
World Nomads Travel Insurance provides a perfect coping mechanism, the cost of which you will hardly notice on a daily basis if you already have enough money to go traveling.
You have an incredibly fast response time from your claim’s analysts.
24 hours phone service is provided.
Customer service is top-notch.
After putting in a claim to World Nomads, you receive the full value of the item in your account within just a few weeks.

❌ Cons

Instructions for filing a claim on World Nomads are not 100% complete.
No coverage for anyone over 60.
All Costs once you get back home are not covered.
No cover for pre-existing medical conditions.
The Explorer plan covers up to $3000 total and a per article limit of $1500 on electronics and personal items.
Not only does WorldNomads.com not cover any medical treatment due to a pre-existing condition, they also don’t accept a pre-existing condition as a reason for cancelling, interrupting, or delaying your trip.
You won’t get any help securing reservations or tickets to exclusive events from WorldNomads.com.
There’s not much opportunity to customize the insurance.
People over 70 cannot be covered.
The biggest drawback is the fact that you need to have a permanent residency during your coverage.
No cover for travel delays and missed connection that are provided by other travel insurance companies.
Pre-existing medical conditions are not covered.
Their standard policy is weak.
World Nomads coverage excludes Cuba.
World Nomads is not the most affordable travel insurance option.
Its online system can be a little confusing to figure out.
Note that World Nomads does not insure individuals over 70 years old.
Not all activities are covered under every plan.
There is obviously more agencies offering this service.
Mental Health is not covered.
You are only allowed a maximum of 10 people on a single plan.
If you’re working with a tight budget, travel insurance can be expensive.
It doesn’t cover people over 70.
If you are planning to give up on your residency and move from one place to another without having an actual home base, unfortunately, World Nomads won’t work for you.
They are very expensive as compared to others.

Final Say

Read the summaries of what reviewers think about World Nomads below.

Review Summaries
Huge, reputable, affordable, and with a reputation for being hassle free from the time you get an online quote all the way to their claims process. Though they’re best known for covering younger backpackers, World Nomads provides good coverage for anyone considering a longer trip.
You have an incredibly fast response time from your claim’s analysts. After putting in a claim to World Nomads, you receive the full value of the item in your account within just a few weeks. Suffice it to say, providing the right details when filing is very important. On the World Nomads website the terms say that they do not cover money, glasses, or contact lenses.
World Nomads Travel Insurance can be very useful for a small subset of adventure travelers. It is overpriced for the majority of travelers who do not need such cover.
World Nomads is one of the best insurance companies out there — especially if you are looking for long-term or backpacking travel insurance. It is a company for and by travelers, recommended by tons of other travel companies and writers, and far more affordable than other insurance companies.
WorldNomads.com’s travel insurance covers all sorts of adventure sports activities, including skiing, parachuting, white water rafting, and more. It offers an extensive amount of online resources to help you learn more about your destination and about traveling safely.When you purchase a travel insurance policy from WorldNomads.com, you can choose to make a small donation to one of the ongoing Footprints projects.
World Nomads is one of the few companies that lets you add insurance coverage whilst you are already on a trip. World Nomads Travel Insurance provides a perfect coping mechanism, the cost of which you will hardly notice on a daily basis if you already have enough money to go traveling.
WorldNomads is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online. You can buy more cover or claim online while you are still away.
Right from the start, you get to choose your own adventure by chosing what you do want to be covered for and not paying for additional coverage that you do not need. They offer all of their resources to help make your travels as seamless as possible. World Nomads has been topping the charts when it comes to one of the most effective and functional 24 hour support helplines.
You will get quite a lot for your money. This travel insurance covers many different areas during your trip. While there might be cases where World Nomads won’t work as a digital nomad insurance, many long-term travelers and remote professionals will profit a lot from this travel insurance.
Customer service is top-notch. It is a great choice for the adventure seekers. If you’re working with a tight budget, travel insurance can be expensive.
As a whole, world nomads is considered by many to be a top trip insurance company since it offers a wonderful array of policy coverage. Worldwide coverage, extreme sports, medical and trip-ending emergencies are some of the top features. Although it isn’t the cheapest option on the market, it is heavily worth considering if you want real deal coverage.
World Nomads Travel Insurance is based in Australia, they also have offices in the UK and the US. The travel insurance is available to residents of over 150 countries including New Zealand. You can purchase a policy online even if you have left New Zealand already. Travel insurance is covered for all travel destinations worldwide.

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